When your shopping for a new vehicle you know that you will soon be making large monthly car payments. Chances are that you probably don’t want to add to that hefty car payment by adding hefty insurance premiums.

Do you know that the type of vehicle you purchase will have a big impact on how much your auto insurance premiums are going to costs you? We all know that things such as your age, your residence, and driving record history have an impact on your insurance premiums, but the type of vehicle you drive has just as much of an impact. Vehicles with high horsepower such as a sports car won’t do you any favors on your insurance rates. Neither will vehicles with high repair costs, vehicles that are frequently involved in auto accidents, or vehicles that attract car thieves. Insurance companies keep accurate statistics on everything and if you purchase a vehicle that fits any of the above, your insurance rates will be high.

Here is a list of some of the least expensive vehicles to insure in no particular order. These vehicles purchased brand new can be insured for less than $1000.00 per year. All of the vehicles on this list have their own reasons for having low insurance rates but by purchasing one of these cars, you are guaranteed to save a bundle of cash.

VW Passat
Hyundai Santa Fe
Kia Sportage
Hyundai Entourage
Chevrolet Impala
Kia Sedona
Kia Rio5
Honda Odyssey
Smart ForTwo
Saturn Vue
Mazda Tribute
Chrysler Town & Country
Suzuki Forenza
Lincoln Town Car
Jeep Wrangler